This hardcover textbook has been gently read. The cover has light wear on the corners and the binding is tight. The pages are clean, no underlining, highlighting or coloring. A few page have tipped corners a few back pages have creases. The textbook may not include supplemental items such as: CDs, access codes, etc. The Economics of Money, Banking, and Financial Markets by: Frederic S. Mishkin, Columbia University Hardcover, 617 pages Pearson, 11th Edition ISBN: 0133836797 & 9780133836790