"Here's a Penny" is a children's novel by Carolyn Haywood. The story follows the adventures of a young girl named Betsy who discovers a penny on the sidewalk and decides to use it to buy a special present for her mother's birthday. As Betsy navigates the challenges of saving money and making decisions, she learns about the value of hard work, responsibility, and the importance of giving to others. Along the way, she also confronts unexpected obstacles and learns important life lessons. "Here's a Penny" explores themes of family, friendship, and the importance of perseverance. Haywood's engaging storytelling and relatable characters make the novel a compelling read for children. With its heartwarming moments and thoughtful themes, "Here's a Penny" is a classic children's novel that celebrates the power of determination and the importance of generosity.